Guides

Plain-English answers to the questions homeowners ask most about consolidating debt using their property.

Bad Credit

Debt Consolidation vs IVA for Homeowners

Debt Consolidation

How Much Equity Do I Need to Consolidate Debt?

Is Consolidating Debt Into My Mortgage a Good Idea?

Further Advance

Can I Borrow More on My Mortgage to Pay Off Credit Cards?

Declined for Further Borrowing? What Next

Homeowner Loans

How to Keep Your Mortgage Rate and Clear Your Debts

Remortgage to Pay Off Debt

Can I Remortgage to Pay Off Debt?

Can You Add Debt to Your Mortgage?

Second Charge Mortgage

What Is a Second Charge Mortgage?

Secured Loans

Does a Secured Loan Affect My Mortgage?

How Much Can I Borrow With a Secured Loan?

Secured Loan vs Remortgage for Debt: Which Is Better?

Ready to see what one payment could look like?

Free, no obligation. Checking your options will not affect your credit score.

Check my options →