About Equiclear

What we do

Equiclear explains the three main ways homeowners consolidate unsecured debt using their property: a secured loan (also called a homeowner loan or second charge mortgage), a remortgage to pay off debt, or a further advance from an existing lender. We write plain-English guides on each route, provide calculators so you can see the numbers for yourself, and put you in front of an FCA authorised mortgage broker who compares real options for your circumstances.

We are an introducer only. We do not provide financial advice directly, we are not a lender, and we do not decide whether you're offered any particular product. That decision sits with the broker and lender you're matched with, once you choose to proceed.

Who we are

Equiclear (equiclear.uk) is a trading name of Nesto Mortgages Ltd, registered in England and Wales (Companies House no. 14964264). Our registered office is Amtri House, Hulley Road, Macclesfield, Cheshire, SK10 2NE.

How we're paid

If you choose to proceed after checking your options, we pass your details to a suitably authorised mortgage broker who can provide you with regulated advice. We're paid a fee for that introduction. It doesn't cost you anything extra to use our service, and there's no obligation to proceed with anything. See how we make money for the full detail.

Our approach to content

Every guide on this site is written in house by The Equiclear Editorial Team, and kept up to date as UK lending criteria and rules change. We aim to be honest about the downsides of secured borrowing, not just the benefits: using your home as security is a serious decision, and it isn't right for everyone. Where we can't verify a number or a fact, we leave it out rather than guess.

We research and write every guide in house, and update them as UK lending criteria change.

Get in touch

If you have a question about the site or want to speak to us before checking your options, visit our contact page.